Enjoy Rewarding Benefits On and Off The Train With the Amtrak Guest Rewards® World Mastercard®

Earn points faster and get to rewards quicker.



Earn 3 points for every $1 spent on Amtrak travel, including onboard purchases


Earn 2 points for every $1 spent on other qualifying travel


Earn 1 point for every $1 spent on all other purchases

20% Food & Beverage Rebate

Get a 20% rebate in the form of a statement credit on your onboard food and beverage purchases**

No Point Expiration or Limit

There is no point expiration or limit to how many points you can earn as long as your account is open

Annual Companion Coupon

Get a Companion Coupon upon account opening and each year on your card anniversary

Annual Upgrade Coupon

Get a One-Class Upgrade upon account opening and each year on your card anniversary for an enhanced travel experience

Single-Visit Station Lounge Pass

Get a complimentary Single-Visit Station Lounge Pass upon account opening

A Faster Route to Tier Status

Earn 1,000 Tier Qualifying Points (TQPs) toward earning tier status each time your eligible spending reaches $5,000 in a calendar year, up to 4,000 TQPs per year

5% Point Rebate

when you book Amtrak reward travel

No Foreign Transaction Fees

on purchases made with your card outside the United States

Add an Authorized User

Earn points even faster when your authorized user makes purchases

Set Up Recurring Payments

Simply set up your phone, utilities, cable, gym membership and more to be paid automatically with your card and watch your points add up fast

* See your program rules for details.

** Onboard Food & Beverage Rebate: You will receive a 20% rebate, in the form of a statement credit, for purchases of food and beverages on board Amtrak-operated trains, when you use your Amtrak credit card as method of payment. The statement credit will post to your credit card account within 7 days from transaction posting date. To qualify for the 20% rebate, your account must be open with active charging privileges at the time of the qualifying transaction.

These credit card programs are issued and administered by Bank of America, N.A. Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license.
©2021 Bank of America Corporation